What Causes Water Damage?

Causes of Water Damage

Water damage can occur due to various reasons, including:
  • Natural disasters, such as floods, hurricanes, and earthquakes
  • Plumbing issues, like leaks from pipes, faucets, and appliances
  • Roofing problems, including leaks from damaged shingles or flashing
  • Exterior water intrusion, such as from faulty gutters or downspouts
  • Condensation, which occurs when warm, humid air comes into contact with cold surfaces

Types of Water Damage

Water damage can be classified into three categories based on the source of the water:
  • Clean Water: Originates from sources like broken water pipes or faucets, and poses minimal health risks.
  • Grey Water: Comes from sources like washing machines, dishwashers, or sinks, and may contain bacteria or chemicals.
  • Black Water: Stems from sources contaminated with sewage or floodwater, and poses significant health hazards.

Legal Definition of Water Damage

The legal definition of water damage varies depending on the jurisdiction. Generally, it refers to any damage or deterioration caused by water or other liquids that enters a building or property. This can include damage to the structure, finishes, contents, or furnishings.